Commercial · Construction · Finance
Contracts drafted and reviewed
with commercial judgement.
A commercial law practice working across construction contracts and finance law — contract drafting and review, loan documentation, and independent legal advice.
Construction Contracts
Drafting and reviewing head contracts, subcontracts, consultancy agreements and variations — with the commercial risk called out clearly.
Finance & Loan Documents
Review of facility agreements, guarantees, mortgages and security documents for borrowers, guarantors and lenders.
Independent Legal Advice
Certified independent legal advice for borrowers, guarantors and directors, delivered in plain English to your lender's requirements.
The Work
Two disciplines, one commercial lens.
Construction and finance documents fail in the same places: unclear obligations, unbalanced risk, and terms nobody explained before signing. The work is to find those points early and put them in writing you can act on.
Contract drafting
Bespoke construction and commercial agreements drafted from scratch, or built from AS-series and industry standard forms.
Contract review
Clause-by-clause review with a clear schedule of issues, risk ratings and recommended amendments.
Loan documentation review
Facility agreements, guarantees, general security agreements and mortgages, reviewed against the deal you agreed to.
Independent legal advice
Signed ILA certificates for borrowers, guarantors and directors — issued to lender requirements and deadlines.
Independent Legal Advice
Advice you can rely on before you sign.
Lenders routinely require borrowers, guarantors and company directors to obtain independent legal advice before a facility can settle. That advice must come from a lawyer who acts for you alone — not for the lender, the broker or the other borrowers.
I explain what you are signing, what you are personally exposed to, and what happens if the loan is not repaid. Where the certificate is satisfactory, it is signed and sent directly to the lender so settlement is not held up.
“A contract should tell you exactly where you stand. My job is to make sure it does — before it is signed, not after.”
RK Legal · Principal
Initial Discussion
Have a contract or loan pack to review?
Send the documents through with your timeline and I'll come back with scope, fee and the issues worth talking about.